Overview

Available to all benefits-eligible employees, their spouse or dependents, but you must be enrolled to receive benefits.

How it works

The hospital indemnity plan pays you cash benefits for an in-patient hospital stay for an accident, surgery, illness—or event to deliver a baby. Your hospital admission or daily stay(s) must occur on or after the plan's effective date. Use the money to help pay medical bills or everyday expenses like rent or groceries. The choice is yours!

Plan highlights

  • High (NEW!) or low plan options
  • BSW designated preferred facility pays higher hospital admissions and inpatient daily stays*
  • Newborn hospital benefits*
  • Daily substance abuse, mental disorder, and rehabilitation stays*
  • Sign up for direct deposit to get your payment faster

*Benefit amounts vary by plan, type of stay and the facility used. See your plan summary for complete details.

Resources

Pay period rates

Pay period rates are deducted from your paycheck after taxes.

View hospital indemnity rates

Submit a claim

Filing a claim is easy! Log on to the app or member portal and click on “Report New Claim”, answer a few quick questions, and upload or take a picture of your medical bill. You can also print and mail a paper claim form to Aetna Voluntary Plans.