You work hard for your money. It’s important to make it work hard for you, too. Being money smart means spending and saving wisely. We’ve got the tools and resources you need to make the best financial decisions for you and your family.

The basics

No matter your financial state, you can be money smart in ways that work for your life. From education to retirement and personal expenses, tap into your BSW resources.

Save wisely

Here are a few ways you can start saving wisely.

Spend wisely

Here are a few ways you can start spending wisely.

Financial planning

These free resources allow you to talk with financial experts and learn tips for becoming a financial planning pro.

Find a Tier 1 BSWQA provider

Call the Baylor Scott & White Health Plan and follow the prompts for HealthAccess for help finding a Tier 1 BSWQA provider, for the best care at the best cost.

Avoid tobacco surcharge

Avoid paying more for your medical premiums by avoiding the tobacco surcharge.