The basics
The main things to think about when taking a leave of absence are:
- What type of leave am I eligible for?
- Will my time away be paid or unpaid?
It is important to understand that how your leave is administered is different than how you are paid while on leave. Using available benefit and time off programs is the only ways to receive income replacement while on a leave of absence.
Photo: Rebecca Rigby, Manger Clinical Excellence, Soccer player
Types of leave
There are various leaves of absence that may be available to you, depending on your situation. Review the chart below for a high-level overview of our types of leave.
Steps to take
View the checklist to help you plan for one of the many different types of leave available to you.
How you are paid
There are a few possible ways to receive full or partial income replacement depending on the type of leave you take. View section above for more details
Short-term leave (formerly short-term disability)
May be available if you can’t work because of a qualifying illness or injury or you become the parent of a new child, providing you income replacement for up to 180 days.
Note: You must be enrolled in short-term leave to receive parental leave benefits.
Long-term disability
May pay a portion of your salary starting on the 181st day of a qualifying disability.
Paid time off
May be used to supplement your paid short-term leave. Available time off may also be applied, if your leave does not qualify or you are not enrolled in short-term leave.
Unpaid time off
If you're not enrolled or eligible for short-term leave and/or you don't have any available paid time off, your leave would be unpaid.
Short-term leave (STL)
Long-term disability (LTD)
If you are out for more than 180 days due to a qualifying disability, you may be eligible for LTD.
How it works
- BSW provides basic LTD (50%* coverage) at no cost to you, up to $15,000* a month.
- You have the option to buy-up coverage by 10%, up to $15,000* a month.
- If approved, LTD benefits continue for as long as you are disabled (and continue to meet certain criteria), or until you reach normal Social Security retirement age.
- Pre-existing conditions limitations may apply.
- Actively at work provision: If you request to elect or increase you or your dependents’ coverage and are not actively at work at the start of the plan year, your coverage changes will not take effect until the date you return to work.
*Other coverage levels are available for certain executive and physician roles and are visible in the PeoplePlace enrollment system.
LTD buy-up rates
Your LTD buy-up rates are deducted form your paycheck every pay period, after taxes. Rate calculations are available in the PeoplePlace enrollment system.
Resources
View the resources below for additional information.
Request a leave
Visit the Absence Center to initiate a leave, get assistance or find more information.
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Web: mySedgwick
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Call 844.511.5762, Monday through Friday, 7:00 AM - 7:00 PM CST
View the mySedgwick user guide for assistance with navigation
Leave of absence checklist
You may be eligible to take a leave of absence for reasons related to your own medical condition, a family member's serious condition, military service and/or personal reasons. This checklist will help you plan for one of the many different types of leaves available to you.
Medical leave guide
View medical leave guides below for each time off program.
TFTO and PPTO programs effective July 1, 2024.
Parental leave guide
View the parental leave guides for each time off program below for births and/or adoptions on or after Jan. 1 2025.